PayPal — terms page history

− Last updated on September 1, 2026
− Agreement to Arbitrate
− You and PayPal agree that any claim or dispute at law or equity that has arisen or may arise between you and us will be resolved in accordance with the Agreement to Arbitrate provisions set forth below. Please read this information carefully. Among other things it:
− Affects your and our rights and will impact how claims between you and us are resolved, including your and our agreement to waive the right to trial by jury.
− Includes a Prohibition of Class and Representative Actions and Non-Individualized Relief pursuant to which you agree to waive your right to participate in a class action lawsuit against us.
− Requires you to follow the Opt-Out Procedure to opt-out of the Agreement to Arbitrate by mailing us a written notice that must be postmarked no later than 30 days after the date you accept this user agreement for the first time.
− Agreement to Arbitrate
− Our Agreement
− Notices of Disputes
− Prohibition of Class and Representative Actions and Non-Individualized Relief
− Severability
− Future Amendments to this Agreement to Arbitrate
+ Last updated on September 14, 2026
+ Dispute Resolution (Including Arbitration Agreement, Class Action Waiver, and Jury Trial Waiver)
+ Please read this Dispute Resolution section carefully. It affects your legal rights. Among other things it:
+ Impacts how claims between you and us are resolved, including your and our agreement to resolve most disputes through individual arbitration ("Arbitration Agreement") and to waive the right to trial by jury.
+ Includes a class action waiver pursuant to which you and we agree to waive the right to bring or to participate in a class action lawsuit or to seek representative relief in arbitration or in court.
+ Requires you and us to attempt to informally resolve claims before commencing arbitration or initiating an action in small claims court.
+ Allows you to opt-out of the Arbitration Agreement by following the Opt-Out Procedure and sending us a written notice postmarked no later than 30 days after the date you accept the user agreement for the first time.
+ Arbitration Agreement
+ Binding Individual Arbitration
+ Mandatory Informal Dispute Resolution Process
+ Additional Procedures for Mass Arbitration
+ After Stage One is completed, counsel for the parties shall engage in a global mediation and attempt to resolve all remaining Disputes, and PayPal will pay the mediator’s fee and consider in good faith the results of the Stage One Disputes when engaging in mediation.
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− Last updated on June 29, 2026
+ Last updated on September 1, 2026
+ Payments for Goods or Services Sent from Business Account
+ Business accounts may use the Send Money feature to send payments for goods or services to recipients with or without PayPal accounts. Different terms, conditions, and fees apply depending on whether the recipient has a PayPal account.
+ If you send money from your PayPal business account using the Send Money for Goods and Services feature to a recipient with a PayPal account, the recipient will pay the fees applicable to commercial transactions .